Bankruptcy is a powerful tool for fighting foreclosure. Both Chapter 13 bankruptcy and Chapter 7 bankruptcy have a component called an automatic stay that puts an automatic halt to all collection activities, including:
- Foreclosures
- Wage garnishment
- Vehicle repossession
The automatic stay can stop the foreclosure of a home even the day before an auction. In many instances, if our Orange County & San Diego foreclosure lawyers clients are that close to having their home sold, we will take the automatic stay directly to the auctioneer to halt the sale.
Home Foreclosure Attorneys in San Diego & Orange County
At Boyd Contreras LLP, our Orange County & San Diego foreclosure attorneys can help you protect your home. We will explain to you what exactly bankruptcy can do to stop the foreclosure of your home. Our foreclosure lawyers in San Diego & Orange County will work to ensure that you receive the full benefit that filing for bankruptcy has to offer. Our firm's skill and depth of knowledge in bankruptcy law will allow us to analyze your situation and counsel you on the best option for your particular situation.
Chapter 13 Bankruptcy Fights Foreclosure
Chapter 13 can help you avoid foreclosure. Beyond the automatic stay that is a part of all bankruptcy, Chapter 13 allows you to catch up on the arrears of your mortgage. Chapter 13 involves the restructuring of your debt. Your mortgage arrears can be included in the Chapter 13 payment plan to allow you to become current over the course of that five-year repayment plan.
Contact Our San Diego Loan Modification Attorneys at Boyd Contreras LLP
Our attorneys help clients through out Southern California including these cities and counties:
- San Diego County
- Chula Vista
- El Cajon
- La Mesa
- La Jolla
- Orange County
- Irvine
- Santa Ana
- Newport Beach
- Laguna Beach
- And More
If you are facing the challenge of overwhelming debt, you need not face it alone. Our skilled Orange County & San Diego home foreclosure lawyers can help you fully understand the process. We will dedicate ourselves to understanding and achieving your goals. That is our promise. For a free initial consultation with one of our foreclosure lawyers in San Diego & Orange County, call 619-378-4033 to reach our San Diego & Irvine office or simply contact us online.
Pursuant to 11 U.S.C. section 528(a)(4) of the bankruptcy code, we are required to state: we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Related Content: San Diego Bankruptcy Attorneys | San Diego Debt Relief Lawyers
