Wage garnishments are one of the more disheartening methods that collection agencies utilize. Most people who are subject to wage garnishments are hard working and know all too well the value of every dollar they earn. Having your pay taken before you ever see it is not only hard to deal with financially, it can be humiliating. No one wants their co-workers to know if they are struggling financially. People's finances are a private matter.
Once a wage garnishment has been put in place, there are two ways to have it removed:
- Pay the debt off
- File for bankruptcy
When an individual files for bankruptcy, all collection activities must cease immediately due to the automatic stay that is a part of Chapter 7 bankruptcy and Chapter 13 bankruptcy. Any garnishment of your wages must cease immediately after filing for bankruptcy. Any further attempts to collect on a debt after having been informed of the automatic stay can be penalized by the court.
Wage Garnishment Lawyers in San Diego
At Boyd Contreras APC, our Orange County & San Diego wage garnishment lawyers can help you use the power of the Bankruptcy Code to put a stop to wage garnishments. Our wage garnishment attorneys in San Diego & Orange County know how important it is to have access to all of your earnings. We are more than happy to explain how the bankruptcy process can put a stop to the garnishment of your wages and all of the other ways in which you can benefit from filing for bankruptcy.
Bankruptcy can help eliminate all unsecured debt such as:
- Credit cards
- Medical bills
- Judgments (depending on the nature of the judgment)
There are a small number of nondischargeable debts such as child support and student loans, among others, that are not affected by filing for bankruptcy.
Contact a San Diego Wage Garnishment Lawyer Today!
Our attorneys help clients through out Southern California including these cities and counties:
- San Diego County
- Chula Vista
- El Cajon
- La Mesa
- La Jolla
- Orange County
- Santa Ana
- Newport Beach
- Laguna Beach
- And More
If you are facing the challenge of overwhelming debt, you need not face it alone. Our Orange County & San Diego wage garnishment lawyers can help you fully understand the process. We will dedicate ourselves to understanding and achieving your goals. That is our promise. For a free initial consultation with one of our wage garnishment lawyers in San Diego & Orange County, call 619-378-4033 to reach our San Diego or Irvine office or simply contact us online.
Pursuant to 11 U.S.C. section 528(a)(4) of the bankruptcy code, we are required to state: we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.